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Fee-Only Retirement Planning
Retirement Is a Pivotal Transition.
You’re moving into a new phase of life.
The decisions you make now will shape its quality for decades to come.
It’s no longer just “Do we have enough?”
It’s about the many interconnected decisions that need to be made within a short window of time:
- When can we retire confidently?
- How do we withdraw income, tax efficiently?
- Can we maintain our lifestyle long term?
- How do we protect ourselves if markets decline early in retirement?
- Are we making the right decisions at the right time?
Retirement income planning is not only about having enough.
It’s about how we strategically use what we have to live the life we want.
It’s your life and your finances together that shape your retirement.
Decisions in one area affect the other, which is why your plan must integrate both.
Book a call to meet Marlene and discuss how fee-only retirement income planning will benefit you.
Unbiased Advice
Retirement planning specialties included in your comprehensive retirement income plan may include, but are not limited to:
Private corporation strategies: You have worked hard to build assets in your corporation. Ensure your corporation is strategically used for your retirement. Business and personal decisions and strategies must be connected.
Managing an inheritance: Make informed decisions about the best use for an inheritance to plan and provide for your future. Large sums of money can come in quickly. You may feel rushed to make decisions. It is best to go slow, and have a well thought out plan to ensure the best use of these special meaning funds.
Pension decisions: There are many options you typically face with pensions. It is important to fully understand the impact of each decision, and how it fits in with your overall retirement.
Divorce settlements: Divorce can be an extremely stressful time period that often lasts years. Figuring out your future security is paramount. Decisions are best made slow and with a well thought out plan.
Retirement Income Planning is a process, not a one-time event.
There are actually three phases of retirement. Your retirement plan is not complete unless you plan for all 3 phases of retirement. Each phase has distinct needs that must be addressed in order for you to be able to have choice in your future.
Retirement Income Planning is about dealing with all of the decisions you need to make prior to retirement as well as the ones in retirement. It's taking into account things like taxes, pensions, cash flow and managing risks like health, longevity, and inflation.
