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How important is your retirement income plan? It is paramount.  A retirement income plan is not just a projection of numbers showing you are okay to retire. Many investment advisors can look at your portfolio, know roughly what you live on now, and do a projection to see if you have enough for retirement or if you need to save ... read more.

As a retirement income specialist, I see many instances of people not fully understanding the OAS benefits available and missing out on benefits they are entitled to. The Old Age Security benefit (OAS) is for Canadians age 65 and older. It is based on residency in Canada. OAS is a lifetime pension indexed to inflation that is not based on ... read more.