Retirement Income Planning
Retirement income planning with a fee-only financial planner is truly the way to go. With Buxton Financial For Retirement, you can get customized, fee-only retirement planning to meet your specific needs and goals rather than the off-the-shelf financial products offered by most retirement planners. Indeed, most retirement planners earn their livings from making commissions off of the financial products that they sell to their clients, but Buxton Financial For Retirement makes its money by providing sound retirement planning services.
Why Pay for Retirement Income Planning?
With retirement comes multiple streams of income and many multiple decisions on how to use and manage those streams of income. It is the retirement planning aspect that goes on leading up to our retirement years that determines how our retirement years will be lived out. With Buxton Financial For Retirement, you can rest assured that you will be as well prepared for retirement as you possibly can.
How Does a Retirement Income Planner Make a Retirement Plan?
There are a number of factors that we use to determine which retirement strategy to put forth for any given client. For example, we consider a person's current age and financial situation. If, based on our calculations, it is determined that a person will not have enough money for retirement, then we can give them advice accordingly.
Another thing that we analyze when determining an individual's best approach to financial planning is risk tolerance. No investments are foolproof. Yet, individuals who are closer to retirement age but way behind the ball in terms of retirement savings or preparation will likely need to take a more aggressive approach to retirement preparation. With any investments, the greater the risk, the greater the potential is for high returns. Conversely, the lower the risk is, the lower the potential for significant returns likewise is.
What Kind of Retirement Income Strategy Do I Need?
It is a very delicate balance of trying to determine just how much to risk and how much to stash. Sadly, many people go for broke with their retirement portfolio and end up going broke. At Buxton Financial For Retirement, we help individuals to balance their portfolios and can provide counsel that is more aggressive or conservative based on the needs and goals of the client.
Of course, we have an ethical and legal obligation not to sign off on what we deem to be bad ideas, but ultimately, it's up to the individual whether they take our advice or not. We use sound financial principles and best practices to provide our clients with excellent financial guidance they can trust.
Why Choose Buxton Financial for Retirement Income Planning?
Buxton Financial For Retirement is a fee-only retirement income planner that can help you plan for and manage all of your income streams during retirement. Whether you're in your early twenties or late fifties; we can help you to prepare for retirement the best you can. Contact Buxton Financial For Retirement today to learn more. Our fee-only financial services guarantee honesty, integrity, and high-quality financial counsel.
